Which of the Following is NOT a Common Feature of a Financial Institution?

A. Paper checks

B. Access to investment products

C. Direct deposit

D. Access to ATM 

Correct answer: B. Access to investment products

The correct answer to the question “Which of the following is NOT a common feature of a financial institution?” is Access to investment products. This is because not all financial institutions offer investment products as a core service. While investment banks or brokerage firms provide investment services, standard banks, credit unions, and other financial institutions mainly focus on deposit accounts, lending, and facilitating everyday financial transactions​.

While financial institutions like banks and credit unions commonly provide services such as paper checks, direct deposits, and ATM access, they do not typically offer direct access to investment products as a standard feature.